ClaimWhat's Yours
Scam WatchLast checked 2026-04-30High risk

How to Spot a Fake Refund Email

Fake IRS, FTC, and bank refund emails are common. Here's how to tell.

CW
Published 2026-04-15Updated 2026-04-30Last checked 2026-04-30
Reviewed editorial workflowAI-assisted research & drafting
Direct answer

Most unexpected 'refund' emails are phishing. Real agencies like the IRS and FTC do not email you out of the blue asking for personal info to release a refund. Do not click links — go to the official site directly.

Eligibility summary
what this is
Phishing warning
who may qualify
Everyone
what you may receive
Protection
where to check
Agency's official site directly
cost
Free
deadline
Ongoing
state
All
last checked
2026-04-30
watch out for
Refund emails asking for SSN or banking info
Report Phishing to FTC

Red flags

Urgent language, generic greetings, links to non-official domains, attachments.

Quick facts
program type
Scam warning
common benefit
Protection
who it may help
Everyone
application cost
N/A
availability
Always
main documents
N/A
risk warning
Don't click email links

FAQ

How does the IRS contact me?

The IRS primarily uses postal mail. They do not initiate contact about refunds via email or text.

Related

Sources
  • Agency's official site directlyOfficial sourceLast checked 2026-04-30

    Most unexpected 'refund' emails are phishing. Real agencies like the IRS and FTC do not email you out of the blue asking for personal info to release a refund. Do not click links — go to the official site directly.

We link to the official source so you can verify eligibility, deadlines, and application steps before you apply. · Article last checked 2026-04-30.

Independent publisher. Claim What's Yours is not a government agency, law firm, tax preparer, settlement administrator, or benefits office. Always confirm eligibility, deadlines, and application details with the official source.

Report Phishing to FTC