Common places to find money you may be owed include state unclaimed property databases, the IRS unclaimed refund tool, the FTC refunds page, CFPB enforcement actions, old 401(k) accounts, utility deposits, and class-action settlements.
- what this is
- Checklist of refund sources
- who may qualify
- Most U.S. residents
- what you may receive
- Varies
- where to check
- Linked official sites
- cost
- Free
- deadline
- Varies
- state
- All
- last checked
- 2026-04-30
- watch out for
- Anyone charging to search
The 7 places
1) State unclaimed property. 2) IRS unclaimed refunds. 3) FTC refunds. 4) CFPB actions. 5) Old retirement accounts. 6) Utility deposits. 7) Class-action settlements.
- program type
- Refund checklist
- common benefit
- Forgotten money
- who it may help
- Most adults
- application cost
- Free
- availability
- Year-round
- main documents
- Varies
- risk warning
- Stick to official sources
Anyone charging to search
FAQ
Start with your state unclaimed property database — it's the highest-volume source.
Related
How to Check If Your State Has Unclaimed Money for You
Free state databases hold billions in unclaimed property — old paychecks, refunds, and more.
How to Check for FTC Refunds
The FTC sends refund checks after enforcement actions — see if you're on the list.
How to Find Class Action Settlements You May Qualify For
Most class actions are free to join — and you may already be a class member.
Common places to find money you may be owed include state unclaimed property databases, the IRS unclaimed refund tool, the FTC refunds page, CFPB enforcement actions, old 401(k) accounts, utility deposits, and class-action settlements.
We link to the official source so you can verify eligibility, deadlines, and application steps before you apply. · Article last checked 2026-04-30.
Independent publisher. Claim What's Yours is not a government agency, law firm, tax preparer, settlement administrator, or benefits office. Always confirm eligibility, deadlines, and application details with the official source.